Author: David Chen
David Chen
David Chen is an automotive and mobility markets writer at Primary Ignition, focused on the financial side of how the world builds and buys vehicles. His coverage centers on electric vehicles and the global EV competition, including BYD's vertical integration, Chinese automakers scaling abroad, and the legacy OEMs adapting to them. He also digs into the financing layer that rarely makes headlines but moves the numbers: auto-loan structures, the EV lease revival, and how Fed rate decisions ripple through dealer floors and automaker balance sheets. His work extends to emerging mobility, from eVTOL timelines to AI-driven mobility finance. David writes for readers who want the investment story underneath the product story, the reason a factory tour or a leasing promotion actually matters to a stock. His coverage spans automotive stocks, e-mobility, earnings, and market commentary.
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When regulations are about to change and no one has bothered to inform the automobile manufacturers, a certain kind of…
In late March, the phone calls began to resume. Loan officers were suddenly asked different questions about pre-approvals, closing timelines,…